
3305 ROSE ARBOR DRIVE, HERNANDO BEACH, FL, 34607
Pending66 days on marketListed Jun 4, 2026MLS #W7886191
About this home
3305 ROSE ARBOR DRIVE
WESTERN SUNSET VIEWS, 100 FT OF WATER FRONTAGE & A DOUBLE LOT IN HERNANDO BEACH! This Beautiful 2020-Built Waterfront Home offers the Coastal Lifestyle Buyers are looking for, with a rare Double Lot, 100 feet of Water Frontage, Kneewall & Seawall, Vinyl-Fenced Backyard, 2021 Floating Dock, and a 2023 Outdoor Lift built by Legacy. Enjoy peaceful western views from the rear of the home, where sunsets over the wide waterfront canal create the perfect backdrop for everyday living. Located in a welcoming Hernando Beach neighborhood known for its wide streets, wide canals, and relaxed coastal feel, this property offers access to the saltwater side through the Community Boat Lift, giving you the opportunity to enjoy boating, fishing, kayaking, and the Nature Coast lifestyle. Built in 2020 under newer building codes, this home includes Double-Pane Impact Windows, plus a Solar System to help with electric costs, adding extra value, comfort, and efficiency. Pretty curb appeal welcomes you inside to an Open Great Room Floor Plan with Vaulted Ceilings and Distressed Laminate Flooring in the main living areas for durability and low-maintenance living, creating a light, bright, and spacious feel. The Large Chef’s Kitchen offers plenty of cabinetry and counter space, White Wood Shaker Cabinets, Dovetail Soft-Close Drawers, Granite Counters, Stainless Steel Appliances, and a center Island/Breakfast Bar that opens beautifully to the main living area. The home includes 3 Bedrooms and 2 Bathrooms, with a comfortable layout for everyday living, guests, or a home office option. The Primary Suite features a Walk-In Closet and private bath with White Wood Shaker Cabinetry, Granite Counters, and a Walk-In Shower. Bedrooms 2 and 3 share a Guest Bath with White Wood Shaker Cabinetry, Granite Counters, and a Tub/Shower Combination. The Utility Room includes the Washer and Dryer, adding convenience to the main living level. Outdoor living is easy with the rear porch and awning overlooking the water, while the Vinyl-Fenced Backyard offers plenty of room to create your own Outdoor Oasis with a Pool, Summer Kitchen, Gazebo, Fire Pit, or Expanded Entertainment Area. The HUGE 1,712 sq ft Garage offers incredible storage, workspace, parking, and flexibility, plus Interior Stairs and a Garage Refrigerator. With its Double Lot, wide canal views, sunset exposure, boating access, newer construction, impact windows, oversized garage space, and room to spread out, this Hernando Beach home is a rare opportunity to enjoy waterfront living in one of Florida’s most charming coastal communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,722
Sqft
0.23 ac
Lot size
3
Garage
2020
Year built
Two
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.3%
Days on market
66 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Rachel Jean-Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3305 ROSE ARBOR DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3305 ROSE ARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rachel's phone and CRM.
Straight answers
3305 ROSE ARBOR DRIVE FAQs
What would the monthly payment be for 3305 ROSE ARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,044/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3305 ROSE ARBOR DRIVE?+
The most recent tax bill on record (2025) was $4,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $549,900, this home is listed about 7% above the Hernando Beach median of $512,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3305 ROSE ARBOR DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,900 runs 67% above the HERNANDO BEACH 34607 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $569,900, now $549,900 — a $20K cut. The full history is in the market section below.
Listing courtesy of RE/MAX ALLIANCE GROUP · Sharie Oakland. MLS #W7886191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hernando Beach homes, in your inbox
Like 3305 ROSE ARBOR DRIVE but not quite? A daily digest of every new listing in Hernando Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Rachel to ping you on any price or status change →