1045 JESSE AVENUE, SAFETY HARBOR, FL, 34695
Active1 days on marketListed Aug 18, 2026MLS #TB8539844
About this home
1045 JESSE AVENUE
Experience your dream home in this thoughtfully designed, newly built, single-family residence, in sought after Safety Harbor. Here, you'll live walking distance to downtown Safety Harbor and one block from the Bay. Experience numerous outdoor living areas and a third story terrace - your own private oasis! Inside you will be greeted with an open layout - the main floor has two bedrooms - a downstairs master, and a guest room or office - as you wish! Step into a kitchen with an oversized book-matched quartz island, large enough to fit the entire family. This area also has its own wine and bar room, flowing right outside to one of four private outdoor living areas - perfect for living and entertaining. Adorned with custom hard wood cabinets as well as Delta faucets and fixtures throughout, you'll be surrounded by quality. Enjoy plenty of natural light throughout the home via your brand-new hurricane impact rated windows. This house is a great size but yet still offers you a sizeable front and back yard with covered patios. The trees were purposefully maintained to provide ample shade to allow for residents and guests to enjoy Florida's outdoor lifestyle. Lot is pre-plumbed for you to add your own custom landscaping. You'll live and entertain here as the open kitchen area offers pass-through windows to entertain family and friends, maintaining a connection with the outdoors at each turn. Upstairs you'll find a second family room, theatre room, and three more bedrooms with high ceilings. Spacious closets, and a Jack and Jill bathroom await you here. A master with two walk-in closets, a double shower with body sprays, balcony, and more! Enjoy the convenience of a spacious second-floor laundry room with natural gas hookups. Relax on your back deck or walk upstairs to entertain guests on your very own, unique, sizeable, and private third story crow's nest! Here you can take in the water views of Tampa Bay or stargaze at night! Come by and take a look!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,628
Sqft
0.15 ac
Lot size
1
Garage
2025
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Safety Harbor actives
$2 vs $323
Days on market
1 vs 62 typical
Where $2/sqft sits among the 93 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
56 of 93
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1045 JESSE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,320,000
512 CREEKSIDE COURT
4 bd · 3 ba · 3,630 sqft · $364/sqft · 70 DOM
Sold · Nov ’25$1,850,000
241 5TH AVENUE N
4 bd · 4 ba · 3,650 sqft · $507/sqft · 268 DOM
Sold · Dec ’25$1,475,000
8 COPPERWOOD COURT
5 bd · 4 ba · 3,593 sqft · $411/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rachel Jean-Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1045 JESSE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1045 JESSE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rachel's phone and CRM.
Straight answers
1045 JESSE AVENUE FAQs
What would the monthly payment be for 1045 JESSE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1045 JESSE AVENUE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $6,000, this home is listed about 99% below the Safety Harbor median of $579,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1045 JESSE AVENUE?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$6,000 is 99% below the SAFETY HARBOR 34695 median of $499,450, and at $2/sqft it sits under the Safety Harbor average of $401.
02Fresh on the market
Only 1 day on market in a Safety Harbor market that averages 62 — if it fits, move quickly.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MAVEN ESTATES, LLC · Radhika Sharma. MLS #TB8539844.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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