Rachel Jean-Baptiste
$415,0003 bd2.5 ba2,141 sqft$194 /sqft$3,544 /mo all-in ↓

7113 BOWSPIRIT PLACE, APOLLO BEACH, FL, 33572

Active1 days on marketListed Aug 14, 2026MLS #TB8538051

Priced 7% below the APOLLO BEACH 33572 medianSingle Family ResidenceWATERSET PH 2A

About this home

7113 BOWSPIRIT PLACE

7113 Bowspirit Pl, Apollo Beach, FL 33572 | 3 Beds | 2.5 Baths | 2,141 Sq Ft | Covered Front Porch & Lanai | Rear 2-Car Garage | Waterset Amenities | Lawn Care Included Spend less time on yard work and more time enjoying the Waterset lifestyle at 7113 Bowspirit Place. Start the day with coffee on the covered front porch, gather for dinner on the brick-paved covered lanai, or head out to enjoy the community pools, fitness centers, trails, dog parks, courts, splash pads, kayak access, and on-site dining. With lawn and grounds maintenance included through the association, weekends can be centered around the home, the neighborhood, and the amenities instead of routine yard care. Inside, 2,141 square feet spans two levels with ceramic tile across the main living areas. High ceilings and custom wood wall details added in December 2022 bring character to the open living spaces, while a dedicated 10x13 formal dining room creates a defined place for dinners and entertaining. Double-wide sliding glass doors connect the living room to the 10x10 covered lanai, making it easy to carry meals and conversation outdoors. The kitchen keeps the cook connected to the conversation with a large center island, 42-inch upper cabinets, natural stone counters, custom tile backsplash, Moen fixtures, and a walk-in pantry. The appliance suite includes a natural gas range, refrigerator, and dishwasher installed in July 2022, giving the space the storage and workspace needed for daily meals or hosting. Upstairs, all three bedrooms are grouped with a central loft and second-floor laundry. The 19x12 primary suite has a walk-in closet and an en suite bath with dual stone vanities, a tiled shower, private water closet, and window. Two additional bedrooms share a full hall bath with stone counters and a tub-shower combination. A powder room downstairs adds convenience for guests. Built in 2018, the home also has a natural gas tankless water heater, dual-zone central air with two smart thermostats, complete hurricane shutters, a shingle roof, and a rear-entry 2-car garage. The AC system was serviced and cleaned in June 2025, the washer and dryer were installed in May 2025, and the interior was repainted in July 2022. Outdoor living continues from the covered front porch to the covered rear lanai with brick pavers and a ceiling fan. The rear garage keeps parking accessed from behind the home, while the front porch and sidewalks create an inviting neighborhood connection. Waterset expands the lifestyle with golf-cart-friendly streets, four community pools, splash pads, fitness centers, tennis and pickleball courts, more than 12 miles of paved trails, dog parks, lakefront kayak launches, and dining at The Landing Cafe. The monthly HOA is $123.05, and the annual CDD is $1,656. ***** WHAT THE SELLER LOVES The easy rhythm of life here stands out: coffee on the front porch, evenings on the covered lanai, and a community filled with ways to spend the day. With lawn care handled, there is more time for the pools, trails, fitness centers, courts, dog parks, kayak access, and a meal at The Landing Cafe.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,141

Sqft

0.09 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$194

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Freezer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Rear · Ground Level · Guest
ExteriorBalcony · Hurricane Shutters · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$13/mo
Taxes (2025)$8,930/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityDock · Fishing · Lake · Water Access · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,544 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$744
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,544/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$744
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$398KedgeAI estimate $421,706 · range $416K$435K$453K

vs edgeAI estimate

−1.6%

Days on market

1 vs 51 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterset

Map of 7113 BOWSPIRIT PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa25 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Waterset — neighborhood snapshot

Population

6,572

Median age

36

Median income

$121,993

Median home value

$425,364

Avg household

3

Households w/ children

975

For the school run

Hillsborough County School District

HighLennard High School★★★★★
ElementaryDoby Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$460K$463K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $415,000 · 1 days on market since
2018Built · WATERSET PH 2A

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rachel Jean-Baptiste

Your agent

Rachel Jean-Baptiste

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7113 BOWSPIRIT PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7113 BOWSPIRIT PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rachel's phone and CRM.

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Straight answers

7113 BOWSPIRIT PLACE FAQs

What would the monthly payment be for 7113 BOWSPIRIT PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,544/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7113 BOWSPIRIT PLACE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7113 BOWSPIRIT PLACE?+

The most recent tax bill on record (2025) was $8,930. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7113 BOWSPIRIT PLACE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $415,000, this home is listed about 15% below the Apollo Beach median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 7113 BOWSPIRIT PLACE?+

Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8538051.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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