2297 LARK CIRCLE E UNIT C, PALM HARBOR, FL, 34684
Active15 days on marketListed Jul 23, 2026MLS #TB8531851
About this home
2297 LARK CIRCLE E UNIT C
NEW PRICE. NEW OPPORTUNITY. THE HIGHLAND LAKES LIFESTYLE IS CALLING. ??? If you've been waiting for the right opportunity to enjoy one of the area's popular 55+ communities, a recent $10,000 price improvement just made this one worth another look. Offering generous living space, valuable updates, and plenty of potential to make it your own, this Highland Lakes condo delivers an opportunity to enjoy the Florida lifestyle at an attractive price point. Step inside and you'll find an already-updated kitchen featuring wood cabinetry and granite countertops, along with a convenient pass-through to the dining area. The expansive living and dining combination provides plenty of room to entertain, while an additional bonus room offers even more flexibility for a home office, sitting room, hobby space, or relaxing retreat. Natural light fills the home through the windows and is enhanced by solar tubes, creating a bright and welcoming atmosphere. Ceramic tile runs throughout the main living areas, while the bedrooms feature newer laminate flooring. The spacious primary suite includes two built-in closets and a private ensuite bath with a step-in shower and dual-sink vanity. Additional features include a full laundry room, newer A/C system, dry bar, covered carport, and additional storage closet. And then there's the lifestyle. Highland Lakes offers an impressive selection of recreational amenities, including swimming pools, bocce ball, shuffleboard courts, three 9-hole executive golf courses, and a variety of activities and opportunities to stay active and connected. The major pieces are already here. Bring your ideas, add your personal touches, and make this home your own. With a NEW PRICE and all that Highland Lakes has to offer, this may be the opportunity you've been waiting for.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,230
Sqft
0 ac
Lot size
1979
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,525 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,525/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.1%
$/sqft vs Palm Harbor actives
$146 vs $264
Days on market
15 vs 47 typical
Where $146/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
219 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2297 LARK CIRCLE E UNIT C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$225,000
2225 LARK CIRCLE W UNIT D · same community
2 bd · 2 ba · 1,230 sqft · $183/sqft · 0 DOM
Sold · Nov ’25$220,000
2238 LARK CIRCLE W UNIT C · same community
2 bd · 2 ba · 1,230 sqft · $179/sqft · 25 DOM
Sold · Jan ’26$318,500
349 BUCKINGHAM PLACE
2 bd · 2 ba · 1,268 sqft · $251/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rachel Jean-Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2297 LARK CIRCLE E UNIT C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2297 LARK CIRCLE E UNIT C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rachel's phone and CRM.
Straight answers
2297 LARK CIRCLE E UNIT C FAQs
What would the monthly payment be for 2297 LARK CIRCLE E UNIT C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,525/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2297 LARK CIRCLE E UNIT C?+
The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2297 LARK CIRCLE E UNIT C?+
The most recent tax bill on record (2025) was $735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2297 LARK CIRCLE E UNIT C?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $179,999, this home is listed about 53% below the Palm Harbor median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2297 LARK CIRCLE E UNIT C?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$179,999 is 28% below the PALM HARBOR 34684 median of $250,000, and at $146/sqft it sits under the Palm Harbor average of $272.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $189,999, now $179,999 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Jarod Brewer. MLS #TB8531851.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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