21542 CLUBSIDE LOOP, LUTZ, FL, 33549
Active28 days on marketListed Jul 11, 2026MLS #TB8528358
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About this home
21542 CLUBSIDE LOOP
NEW PRICE - NOW $299,900! UPDATED, ONE-STORY LIVING IN LAKE HERON! If you've been waiting for a move-in-ready 3-bedroom home under $300,000 in Lutz, take another look at 21542 Clubside Loop. This light-filled, one-story villa offers 3 bedrooms, 2 baths, a 1-car garage and 1,288 sq. ft. with updates already completed for you. Step inside to luxury vinyl plank flooring and upgraded 5 1/4" baseboards throughout. The open kitchen features Quartz countertops, stainless steel appliances, cathedral ceilings and plenty of workspace, flowing directly into the dining and living areas. From the living room, step into the screened rear porch with full windows - a comfortable spot for morning coffee, reading or relaxing year-round. The primary suite features a walk-in closet and beautifully updated bath with Quartz counters, dual vanities and a renovated walk-in shower. Two additional bedrooms provide flexibility for guests, an office or hobby space. Lake Heron offers the low-maintenance Florida lifestyle with a community pool, clubhouse, tennis and pickleball courts, scenic lake, brick walking paths, waterfront gazebo and expansive green spaces. HOA fees include exterior and grounds maintenance, private roads, recreational facilities and reserves, with the roof and siding maintained by the HOA. No CDD and Flood Zone X. At $299,900, this updated 3-bedroom home is positioned to stand out. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,288
Sqft
0.07 ac
Lot size
1
Garage
1995
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,468 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,468/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs Lutz actives
$233 vs $243
Days on market
28 vs 41 typical
Where $233/sqft sits among the 264 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $528K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
157 of 264
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 21542 CLUBSIDE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$275,000
21550 CLUBSIDE LOOP · same community
3 bd · 2 ba · 1,288 sqft · $214/sqft · 162 DOM
Sold · Mar ’26$280,000
21508 WOODSTORK LANE
3 bd · 2 ba · 1,288 sqft · $217/sqft · 170 DOM
Sold · Jan ’26$350,000
21439 NORTHWOOD DRIVE
3 bd · 2 ba · 1,338 sqft · $262/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rachel Jean-Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21542 CLUBSIDE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21542 CLUBSIDE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rachel's phone and CRM.
Straight answers
21542 CLUBSIDE LOOP FAQs
What would the monthly payment be for 21542 CLUBSIDE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,468/mo — principal and interest, the actual property-tax bill, the $259/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21542 CLUBSIDE LOOP?+
The association fee works out to $259 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21542 CLUBSIDE LOOP?+
The most recent tax bill on record (2025) was $1,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21542 CLUBSIDE LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $299,900, this home is listed about 39% below the Lutz median of $491,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21542 CLUBSIDE LOOP?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33549 market on paper
$299,900 is 37% below the LUTZ 33549 median of $479,000, and at $233/sqft it sits under the Lutz average of $263.
02Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $310,000, now $299,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIRST QUALITY PROPERTIES · Mark Cravens. MLS #TB8528358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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