15862 SW 13TH CIRCLE, OCALA, FL, 34473
Active1 days on marketListed Aug 8, 2026MLS #OM729996
About this home
15862 SW 13TH CIRCLE
Welcome to this meticulously maintained POOL HOME in the desirable SummerGlen Golf Course Community! The popular Bal Harbour model offers 3 bedrooms, 2 bathrooms, a separate den/office, breakfast area, dining room, spacious living area, and an enclosed Florida room overlooking the private pool and golf course. The spacious kitchen features stainless steel appliances and plenty of room for entertaining. Enjoy true Florida living from your backyard with a private saltwater pool (new pool pump 2026) , perfect for relaxing or entertaining while taking in the beautiful golf course views. Major updates include a NEW ROOF in 2026, furnace replaced in 2020, new pool pump in 2026, updated exterior paint, and beautiful wood-grain laminate flooring throughout the main living areas. The primary suite features a spacious bath with a walk-in shower and updated fixtures. The enclosed Florida room adds even more living and entertaining space while allowing you to enjoy the pool and golf course views year-round. With its thoughtful upgrades, beautiful setting, and obvious pride of ownership, this home has been meticulously cared for and is ready for its next owner to enjoy the Florida lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,283
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,346 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,346/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.5%
$/sqft vs Ocala actives
$175 vs $186
Days on market
1 vs 52 typical
Where $175/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
168 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 15862 SW 13TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$380,000
15816 SW 13TH CIRCLE · same community
3 bd · 2 ba · 2,093 sqft · $182/sqft · 84 DOM
Sold · May ’26$300,000
15872 SW 16TH TERRACE · same community
3 bd · 2 ba · 1,807 sqft · $166/sqft · 14 DOM
Sold · Jun ’26$228,000
15714 SW 16TH TERRACE · same community
3 bd · 2 ba · 1,665 sqft · $137/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rachel Jean-Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15862 SW 13TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15862 SW 13TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rachel's phone and CRM.
Straight answers
15862 SW 13TH CIRCLE FAQs
What would the monthly payment be for 15862 SW 13TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,346/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15862 SW 13TH CIRCLE?+
The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15862 SW 13TH CIRCLE?+
The most recent tax bill on record (2025) was $3,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15862 SW 13TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $399,900, this home is listed about 34% above the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 15862 SW 13TH CIRCLE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 60% above the OCALA 34473 median — but at 2,283 sqft it's also 33% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Ocala market that averages 52 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MAGNOLIA HOMES AND LAND LLC · Holly Schmidt. MLS #OM729996.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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