86 BAHIA TRACE TRAIL, OCALA, FL, 34472
Active89 days on marketListed May 12, 2026MLS #OM724651
About this home
86 BAHIA TRACE TRAIL
MORE SPACE | MORE POSSIBILITIES | EXCEPTIONAL VALUE | Welcome to this spacious 3-bedroom, 2-bath concrete block and stucco home in desirable Crystal Lakes on Ocala’s growing southeast side. MAJOR UPDATES include | 2021 ROOF | 2020 HVAC | 2025 WATER HEATER | with Wind Mitigation and 4-Point Inspection Reports available. Offering 1,682 SF of living space PLUS AN ADDITIONAL 319 (+/-) SF OF ENCLOSED LANAI SPACE, this home offers a level of space and flexibility that can be hard to find in this price range. Compared to many new construction homes, you’ll enjoy generous room sizes and valuable additional living space—perfect for a growing family, playroom, home office, hobby area, or entertaining. The enclosed lanai is under roof and insulated, with the potential to add a mini-split AC system or additional ductwork for comfortable year-round use. Inside, the functional layout features abundant natural light and generously sized rooms. The spacious primary suite offers direct lanai access and a large ensuite bath with tiled shower and oversized double-sink vanity. The kitchen is designed for everyday living and entertaining with abundant counter space, center island, breakfast nook, large pantry cabinet with pull-out shelves, and two skylights that fill the space with natural light. Located in the PEACEFUL CRYSTAL LAKES AREA, scenic lakes provide a beautiful backdrop for evening walks and enjoying the outdoors. Conveniently located near Publix, Walmart, Tractor Supply, shopping, dining, and everyday essentials. Additionally, you’re just a SHORT DRIVE TO THE SILVER SPRINGS SHORES COMMUNITY CENTER, where residents can join for just $5 and enjoy an impressive array of amenities including a swimming pool, tennis and pickleball courts, shuffleboard, billiards room, a newly opening library, and much more. IF YOU’RE LOOKING FOR MORE ROOM WITHOUT SACRIFICING LOCATION OR VALUE, THIS HOME DELIVERS THE SPACE & FLEXIBILITY TODAY’S BUYERS ARE LOOKING FOR. COME SEE WHY THIS CRYSTAL LAKES HOME DESERVES A SPOT AT THE TOP OF YOUR LIST!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,682
Sqft
0.23 ac
Lot size
2
Garage
1998
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,914 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,914/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs Ocala actives
$154 vs $186
Days on market
89 vs 52 typical
Where $154/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
168 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 86 BAHIA TRACE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$264,000
54 BAHIA TRACE CIRCLE · same community
3 bd · 2 ba · 1,773 sqft · $149/sqft · 94 DOM
Sold · Jun ’26$350,000
10 HICKORY LOOP · same community
3 bd · 2.5 ba · 1,870 sqft · $187/sqft · 44 DOM
Sold · Oct ’25$375,000
95 HICKORY LOOP · same community
3 bd · 2 ba · 1,995 sqft · $188/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rachel Jean-Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 86 BAHIA TRACE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 86 BAHIA TRACE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rachel's phone and CRM.
Straight answers
86 BAHIA TRACE TRAIL FAQs
What would the monthly payment be for 86 BAHIA TRACE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,914/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 86 BAHIA TRACE TRAIL?+
The most recent tax bill on record (2025) was $1,377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $259,000, this home is listed about 13% below the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 86 BAHIA TRACE TRAIL?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Dionne Peace. MLS #OM724651.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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