9290 SE 120TH LOOP, SUMMERFIELD, FL, 34491
Active482 days on marketListed Apr 6, 2025MLS #OM698604
About this home
9290 SE 120TH LOOP
BRING OFFERS! BIG PRICE REDUCTION! Don't miss this exceptional JOHNSTOWN model in the highly desirable Wellington neighborhood of Del Webb Spruce Creek Golf & Country Club! This spacious home features 3 bedrooms, 2 bathrooms, plus a private library, offering plenty of room for living, working, and entertaining. The impressive curb appeal begins with a designer driveway and walkway leading to elegant double entry doors with sparkling cut-glass inserts. Inside, you'll find a welcoming library with a built-in shelving wall, beautiful oak laminate flooring throughout the main living areas, carpet in the bedrooms, and tile in the wet areas. Custom crown molding enhances the central living spaces and primary bedroom, while a solar tube fills the home with natural light. Both the interior and exterior were professionally painted just two years ago. The kitchen offers Corian countertops, a tile backsplash, stainless steel appliances, and abundant workspace. The climate-controlled lanai features shatterproof windows and roller shades, creating comfortable year-round living space. The primary suite includes a luxurious walk-in tub plus a separate glass-enclosed shower by Ken Berry. The garage features an epoxy-coated floor and an oversized golf cart garage with enough depth for two golf carts. Step outside to enjoy the beautifully landscaped backyard highlighted by a large brick paver patio with plenty of room to add a pool. Major updates provide peace of mind, including a 2022 roof and 2022 HVAC system. Located in the award-winning, gated Del Webb Spruce Creek Golf & Country Club, this premier 55+ community offers an unmatched lifestyle with more than 70 clubs and activities, three pools, three spas, a fitness center, clubhouse, bocce, shuffleboard, 12 LIGHTED PICKLEBALL COURTS, 7 LIGHTED TENNIS COURTS, sand volleyball, water volleyball, scenic walking paths, pavilions, the Lake Vista Gazebo, four 9-hole golf courses, and the popular Liberty Grille restaurant. Come experience the community's breathtaking tree-lined boulevard and discover why so many choose to call Spruce Creek home. Schedule your private showing today and start living your best life!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,126
Sqft
0.24 ac
Lot size
2
Garage
2004
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,131 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,131/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs SPRUCE CREEK GC
$183 vs $191
Days on market
482 vs 50 typical
Where $183/sqft sits among the 49 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
22 of 49
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9290 SE 120TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$368,000
8924 SE 118TH LANE · same community
3 bd · 2 ba · 2,120 sqft · $174/sqft · 187 DOM
Sold · Jan ’26$350,000
8961 SE 130TH LOOP · same community
3 bd · 2 ba · 2,120 sqft · $165/sqft · 201 DOM
Sold · Sep ’25$375,000
13190 SE 93RD CIRCLE · same community
2 bd · 2 ba · 2,145 sqft · $175/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rachel Jean-Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9290 SE 120TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9290 SE 120TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rachel's phone and CRM.
Straight answers
9290 SE 120TH LOOP FAQs
What would the monthly payment be for 9290 SE 120TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,131/mo — principal and interest, the actual property-tax bill, the $211/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9290 SE 120TH LOOP?+
The association fee works out to $211 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9290 SE 120TH LOOP?+
The most recent tax bill on record (2024) was $3,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9290 SE 120TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $389,900, this home is listed about 34% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9290 SE 120TH LOOP?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,900 runs 42% above the SUMMERFIELD 34491 median — but at 2,126 sqft it's also 33% larger than the typical Summerfield listing.
02Time on market is leverage
482 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $415,000, now $389,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NGR- SUMMERFIELD · Virgil Kapp. MLS #OM698604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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