9445 SW 96TH TERRACE, GAINESVILLE, FL, 32608
Active5 days on marketListed Aug 13, 2026MLS #GC542719
About this home
9445 SW 96TH TERRACE
Virtually Staged. Welcome home to this inviting 3-bedroom, 2-bathroom home nestled on a spacious 1.1-acre lot, perfectly situated just outside of town while still offering convenient access to everyday amenities. Enjoy the best of both worlds with a peaceful setting close to shopping, restaurants, the University of Florida, UF Health, the VA Hospital, and major highway access. Inside, the open floor plan is enhanced by vaulted ceilings in the living room, creating a bright and spacious feel. The primary suite offers a relaxing retreat with beautiful tray ceilings, an en suite bathroom, and a jetted tub—perfect for unwinding at the end of the day. New carpet in the primary bedroom adds a fresh touch. Outside, the fenced backyard provides plenty of space for pets, play, gardening, or simply enjoying the outdoors. The covered rear patio offers a comfortable spot for morning coffee, evening gatherings, or relaxing while taking in the peaceful surroundings. Recent updates provide added peace of mind, including a new HVAC system in 2022, complete roof replacement in October 2022, water softener installed in 2025, and septic pumped in 2025. With its spacious lot, desirable location, thoughtful updates, and inviting interior, this home offers the perfect combination of privacy and convenience. Come see why this one deserves to be at the top of your list!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,367
Sqft
1.1 ac
Lot size
2
Garage
2005
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,048 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,048/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.3%
$/sqft vs Gainesville actives
$271 vs $203
Days on market
5 vs 46 typical
Where $271/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Ridge
Get to know Gainesville. See the full Gainesville guide →
Hammock Ridge — neighborhood snapshot
Population
734
Median age
54
Median income
$90,168
Median home value
$261,400
Avg household
2
Households w/ children
26%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
193 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 9445 SW 96TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
7808 SW 99TH LANE
3 bd · 2 ba · 1,375 sqft · $236/sqft · 2 DOM
Sold · Mar ’26$310,000
7939 SW 82ND DRIVE
2 bd · 2 ba · 1,334 sqft · $232/sqft · 0 DOM
Sold · Dec ’25$300,000
9023 SW 75TH LANE
3 bd · 2 ba · 1,402 sqft · $214/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rachel Jean-Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9445 SW 96TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9445 SW 96TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rachel's phone and CRM.
Straight answers
9445 SW 96TH TERRACE FAQs
What would the monthly payment be for 9445 SW 96TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,048/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9445 SW 96TH TERRACE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9445 SW 96TH TERRACE?+
The most recent tax bill on record (2025) was $6,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9445 SW 96TH TERRACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $370,000, this home is listed about 24% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9445 SW 96TH TERRACE?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MATCHMAKER REALTY OF ALACHUA COUNTY · Stefanie Gruber. MLS #GC542719.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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